About
Valmoney
At Valmoney, we offer our investors specialized and differentiated investment solutions designed to meet diverse financial goals and aspirations. Our comprehensive investment strategies are carefully curated to provide attractive long-term, risk-adjusted returns, ensuring that your investments are not only secure but also poised for growth.
Our platform features a diverse selection of mutual fund schemes from some of the most reputable names in the industry, including HDFC, Invesco, Canara Robeco, DSP, and Aditya Birla Sun Life. This wide range of options allows us to cater to various investment preferences, from conservative to aggressive, ensuring that there is something for every type of investor.
Why Choose Valmoney?
How It Works
Browse through a variety of mutual fund schemes from our esteemed partners. Each scheme is detailed with comprehensive information to help you make informed decisions.
Utilize our direct investment links to quickly and securely invest in your chosen mutual fund schemes. For those who prefer offline investment, follow our guided process for a smooth transaction.
Our platform provides tools to track your investments and stay updated on their performance. Access detailed reports and insights to manage your portfolio effectively.
Our Commitment to You
Valmoney operates under the ARN, ensuring that your investments are managed with the highest standards of professionalism and compliance. The ARN is included in the investment options while navigating and investing, providing an added layer of assurance. Our website offers direct links to the investee schemes, allowing you to invest directly through these links or opt for an offline mode through a guided process. Our goal is to provide you with a reliable and transparent service, making your investment journey straightforward and successful.
Our Premier Investment Partners
Partnering with the Best to Bring You Top Investment Opportunities
Investing in Mutual Fund in India?
Before putting your money into mutual funds, it's important to learn what they are and how they work.
What are Mutual Funds?
A mutual fund is a type of collective investment vehicle that combines the capital of several individuals and allocates it to investments in government securities, money market instruments, stocks, and bonds.
Professional fund managers invest the funds collected in mutual fund schemes in stocks, bonds, and other securities in accordance with the investment objective of the plan. After subtracting any necessary fees and levies, the income or profits from this collective investment scheme are allocated equally among the investors by figuring out the "Net Asset Value," or NAV, of the scheme. Mutual funds need payment of a tiny fee in exchange.
How a Mutual Fund Works?
When you invest in a mutual fund, your money is pooled with that of many other investors. Mutual funds issue "Units" in the amount invested at the current NAV. Investor income distributions from dividends, interest, capital gains, and other income received by the mutual fund are examples of returns from a mutual fund. If you sell the mutual fund units for more or less than what you invested, you may also realise capital gains or losses.
Benefits of Investing in Mutual Funds?
Expert Management: Financial Participants A mutual fund is managed by full-time, professional money managers who have the expertise, experience, and resources to actively acquire, sell, and monitor investments. A fund manager regularly examines investments and rebalances the portfolio to fulfil the scheme's objectives.
Risk Diversification: Purchasing shares in a mutual fund is an easy way to diversify your assets over numerous securities and asset categories, such as stock, debt, and gold, which helps spread the risk so you don't have all your eggs in one basket. The risk associated with one asset class is mitigated by the others through diversification.
Affordability and Convenience (Investing Small Amounts): For many investors, personally purchasing all of the individual securities held by a single mutual fund may be more expensive.
Liquidity: You have simple access to your money since you can redeem (liquidate) units of open-ended mutual fund schemes to suit your demands on any business day (when the stock markets and/or banks are open). The redemption amount is credited to your bank account within one to three days of redemption.
Low Cost: Mutual fund schemes have a low expense ratio because of their large economies of scale. The annual fund running expenses of a scheme are represented by the expense ratio, which is expressed as a percentage of the fund's daily net assets.
Well-Regulated: Mutual funds are governed by the Securities and Exchange Board of India (SEBI) under the SEBI (Mutual Funds) Regulations, 1996. SEBI has established strict guidelines that maintain investor safety, openness, a suitable framework for mitigating risk, and fair valuation criteria.
Tax Benefits: Investment in ELSS up to $150,000 is tax deductible under Section 80C of the Income Tax Act of 1961. invests in mutual funds over an extended period of time.
FAQs
Mutual fund distribution is the access to investment in mutual fund schemes. A mutual fund distributor receives an ARN registered with AMFI. While investing in any mutual fund scheme through the distributor, the investor has to provide the ARN number of the distributor in the relevant application form. Valcreate Financial Services is registered with AMFI as a mutual fund distributor under ARN.
The Securities and Exchange Board of India (SEBI) mandates that mutual funds offer a minimum investment amount of Rs. 100 for lump-sum investments and Rs. 500 for Systematic Investment Plans (SIP).
A systematic transfer plan (STP) is a facility wherein an investor invests a lump sum amount in one scheme and regularly switches a pre-defined amount into another scheme. According to the frequency of STP selected, on a specified date, an amount chosen by the investor is transferred from the source scheme to the target scheme of the investor’s choice.
Investors can register for up to three different schemes within the same Folio of AMC.
Withdrawal or redemption as per mutual fund parlance is very simple. All one has to do is fill out a redemption request form (generally the perforated part at the end of your account statement). You can either mention the amount you want or mention the units that you want to redeem. The redemption request needs to be signed by relevant account holders and submitted to a designated investor center. There are pre-designated cut-off times for each type of scheme, and on the basis of these cut-off times, you can get your redemption proceeds. If your request is received after the cut-off times, your application will automatically get processed on the next business day.
